Covert Diploma to Certification - New Certifications 2025

New Certifications for Managers - Accredited Programs

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NEW PROFESSIONAL CERTIFICATIONS 2025   2025   GAFM Global Academy of Finance & Management ®   In This Issue 1. New Certifications 2. Requirements 3. Accreditation 4. New Training 5. Free Newspaper 6. Books     Magazine of Wall Street   The GAFM o® wns the oldest  Financial Analyst Magzine. You can subscribe for free MagazineofWallStreet.com ACCREDITATIONS The GAFM is the first certification body to achieve SIS & TUV Sanction and ISO 29990-29993 Educational Body Certification and later ESQ Europe Accreditation. Accreditations Allied with 1000 Business Schools Worldwide The GAFM is the first certification body to have a certification standards agreement with business school accreditation agencies.  ACBSP GAFM Agreement             APPLY TO BE CERTIFIED WITH YOUR EXISTING DEGREE AND CREDENTIALS.  * We offer professional designations and certifications to those who completed accredited exams and courses from accredited business schools worldwide under legal agreements.   Email Now with Your Qualifying Resume for Certification Email To:  dean@gafm.us The Accredited GAFM ® has several new certifications for qualified candidates. AFA Accredited Financial Analyst ® ChFM Chartered Financial Manager ®  CWM Chartered Wealth Manager ® MFP Master Financial Planner ® CRA Certified Risk Analyst ® AMA Accredited Management Accountant ® MMC Master Management Consultant ®  ChE Chartered Economist ® CIPM Certified International Project Manager ®  CTEP Chartered Trust and Estate Planner ® RBA Registered Business Analyst MPM Master Project Manager ® CHR Certified in Human Resources ® CHFP Chartered FinTech Professional ® Accredited by the ECLBS, QAHE, IAO in Europe and ISO 21001 Certified for Education Training. ISO 29993 Certified and SIS Sanctioned for Education. Announcement - The GAFM International Board of Standards is the 1st Certification Body to earn SIS Sanction and ECLBS/QAHE Accreditation and become ISO 9001, ISO 29990, ISO 29993,  & become ISO 21001 Certified or Educational Training Standards Back to top What do you need to be Approved? GAFM ®  Requires thes 3 things for Certification Approval 1) Accredited Graduate Degree or Masters Degree 2) 3 Years of Experience 3) Agree to Ethics and Continuing Education Requirements. 4) Those with an MBA, MSc, CPA or Law Degree or PhD can receive a waiver for certain designations and certifications READ THE REQUIREMENTS AND APPLY or Email Your Resume for Certification Review  dean@gafm.us  Under the ACBSP Accreditation Agreement, you may apply directly. Allied with 1000 Business Schools Worldwide - The GAFM is the first certification body to have a certification standards agreement with business school accreditation agencies. ACBSP GAFM Agreement www.gafm.org/ACBSP.pdf Back to top Accreditations of the GAFM ® CHE  Quality Standards Dept of Education SIS/IAS Accredited in Europe - Not affected by BREXIT ISO 9001 Certified - Accredited Quality Management Program ACBSP Standards Recognition.  Accreditation Standards for Certification. 1st in the World to have standards alliance with USA Business Accreditation Body. ISO Accredited Training - Bildungsnorm ISO 21001 Certified for Training and ISO 29993. Accredited by the QAHE and ECLBS Email dean@gafm.us to receive your review of your qualified resume and approval. Back to top   Free Wealth Newspaper for Members Magazine of Wall Street   The GAFM ® owns the oldest  Financial Analyst Magazine. You can subscribe for free MagazineofWallStreet.com New Books - Wealth Management Books  Wealth Management Guides     Online Certification Programs - We have several online programs that can be delivered to individuals and groups. Email us direclty if you need accredited certification training online. Back to top Financial Certification -  Media LLC 1670-F East Cheyenne Mtn Blvd Box 293 Colorado Springs, CO 80906 USA Fax: 419-828-4928 About LINKS - Recognition * Requirements * Certification * Education

 

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CONVERT DIPLOMA TO CERTIFICATION (Accredited Programs)

2020 Template GAFM

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Global Academy of Financial Management ™    www.GAFM.com  The First USA Certification Body to be EU QAHE MACCA ECLBS and IOAS Accredited, SIS AUTHORIZED, and ISO 29993Certified   CONVERT COURSES OR DIPLOMA TO PROFESSIONAL CERTIFICATION ONLINE   IF YOU HAVE AN ATTENDANCE CERTIFICATE FROM:  COLLEGE, DIPLOMA, COURSERA, edX, FUTURELEARN, UDACITY OR UDEMY?   WE CAN CONVERT CERTIFICATES INTO A REAL PROFESSIONAL CERTIFICATION   Go to  www.GAFM.us  to Register for your Certification.   YOU CAN APPLY ONLINE FOR CERTIFICATION IN THE FOLLOWING:   1) PROJECT MANAGEMENT   - MPM MASTER PROJECT MANAGER ® 2) FINANCIAL PLANNING - ChFM CHARTERED FINANCIAL MANAGER ® 3) HUMAN RESOURCES - CHR CERTIFIED IN HUMAN RESOURCES ® 4) WEALTH MANAGEMENT - CWM CHARTERED WEALTH MANAGER ® 5) RISK MANAGEMENT - CRA CERTIFIED RISK ANALYST ® 6) FINANCIAL ANALYST - AFA ACCREDITED FINANCIAL ANALYST ® 7) MANAGEMENT CONSULTANT - MMC MASTER MANAGEMENT CONSULTANT ®   Please email your resume to   resume@gafm.org       *If you have a qualifying Degree or Masters Degree, APPLY  Now:  * Qualified MOOC Courses, Masters Holders or PhD, CPA/Lawyer applicants may also apply   TO CONVERT YOUR COURSE ATTENDENCE CERTIFICATES INTO ACCREDITED PROGRAM CERTIFICATIONS AND PROFESSIONAL DESIGNATIONS, PLEASE CONTACT US TODAY: AT:    WWW.GAFM.US      Thanks and Kindest Regards, GAFM Certifying Body and Commissioners.       ChFM  Chartered Financial Manager ®  NEW FINANCIAL ANLAYST CERTIFICATION To Apply for the ChFM Chartered Financial Manager ®  credential, Please email your resume to   resume@gafm.org       *If you have a qualifying Masters Degree, APPLY  Now:  * Qualified MOOC Courses, Masters Degree Holders or PhD, CPA/Lawyer applicants may also appy                                     CIPM Certified International Project  Manager ®   Qualified applicants may apply directly by sending your qualifying resume to:  resume@gafm.org   * www­.GAFM.com  -  We have the CIPM Certified International Project Manager ®  Training online for those who require the online training.     ** Accreditation - Our GAFM ® Certification Board is SIS Sanctioned and EU Accreditation Agency Recognized, and ISO 9001 Certified for Quality and an ISO 21001 Certified Educational Body with ISO 29993 LSR Learning Services Provider Status.  Approved  In academic alliance with the ACBSP National Business Accreditation Agency for Certification Standards worldwide.  The CHE Accreditation Commission and GAFM ® Board of Standards are in a  standards articulation agreement. Sanctioned by the Arab Academy for over 20 Arab Nations.     GAFM AND CERTIFICATIONS REGISTERED TRADEMARKS OF COMPANY COMPANY - 1673-F EAST CHEYENNE MOUNTAIN BLVD., BOX 293 WWW.GAFM.COM    You received this email because you have been a member, or have  relevant qualifications for this certification or a professional you know has nominated you directly.    ABOUT  RECOGNITION  REQUIREMENTS  CERTIFICATIONS  EDUCATION  BECOME CERTIFIED  TERMS

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A­cc­ou­n­t I­nf­or­ma­t­i­o­n:

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How to Turn $1,000 and 3 Hours a Week into Serious DeFi Yields (Without Gambling)

DeFi is an ocean of opportunities, but also a minefield of risks. If you're entering this space with only $1,000 and limited time, the worst thing you can do is gamble it all on speculative tokens. Instead, what you need is a deliberate, strategic approach that maximizes learning, minimizes exposure, and sets you up for long-term success.

This article outlines a practical DeFi plan tailored to those with small capital and tight schedules. You'll discover low-risk strategies, smart airdrop farming, effective liquidity provision, and how to earn passive income with minimal active management — all while building exposure to future opportunities.

Step 1: Start Slow — Your First Rule

If $1,000 is all you can allocate, then it's precious. Don't rush. The first priority is to learn how DeFi works using small amounts — think $10 or $20 — before committing real capital.

Key points:

• Spend time testing wallets, bridges, swaps, and networks.
• Track protocols that offer airdrop points for usage.
• Join community Discords, follow dev teams, and read whitepapers.

"Speed is irrelevant if you're going in the wrong direction."

Step 2: Explore the DeFi Toolbox

Here are the core strategies available in DeFi today:

Lending Platforms (Low Risk)

• Supply stablecoins and earn interest.
• Optional: Borrow against your collateral and re-deposit (looping).

Delta-Neutral Strategies (Medium Risk)

• Long and short the same asset across two platforms.
• Capture funding rate spreads while avoiding market exposure.

Semi-Delta Neutral (Medium-High Risk)

• Slight market exposure with added rewards potential.

Liquidity Pools (Variable Risk)

• Provide tokens to trading pools and earn fees.
• Use full-range LPs (passive) or concentrated LPs (active).

Strategy Spectrum by Risk/Time:

Step 3: Delta-Neutral Yield + Airdrop Farming

Earn APR now + a potential future airdrop — the holy grail of DeFi.

Open mirrored positions across two perpetual DEXes:

• SHORT on one DEX (e.g., Hyperliquid)
• LONG on another DEX (e.g., Lighter)

Example:

• Asset: SUI
• Hyperliquid: SHORT, earning 10.95% APR
• Lighter: LONG, earning -32% APR (you get paid)

Both positions should be set with:

• Matching amounts (e.g., $250 each)
• Matching Stop Loss and Take Profit (inverted)

Bonus:

You earn points on Lighter (confirmed airdrop) and potentially on Hyperliquid (based on past behavior).

Pro tip: Maintain positions open longer to maximize airdrop points. It's not just about volume.

Time commitment: ~10–15 minutes/day

Step 4: Add Liquidity to Blue Chip Pools with Airdrop Potential

Use concentrated liquidity (Uniswap V3-style) on promising DEXs:

• Example: Momentum DEX on SUI network
• Pool: SUI/USDC
• APR: Up to 100%
• Multiplier: x2 points for upcoming airdrop

Why this works:

• SUI is a top-15 token ("blue chip")
• Less volatility than meme coins
• Good APR + future airdrop potential

State Diagram — Risk & Reward

Step 5: Optional High-Risk High-Reward LP

Allocate the last $250 to a low-cap token LP on a growing L2 (e.g., Base):

• Project: Real utility (not meme)
• APR: Up to 1,000%
• Token: Small cap (~$5M market cap)

This is NOT for everyone.

Expect volatility, impermanent loss, and wild swings. But if chosen wisely, these LPs can deliver outsized short-term returns.

Suggested Portfolio Breakdown

Portfolio Stats:

• 75% of capital in stablecoin pairs
• 25% exposed to token volatility (blue chip + speculative)
• Balanced between current income and future potential

Tips for Success

• Use stop-loss and take-profit to avoid surprises.
• Track APR and adjust positions weekly.
• Don't just chase airdrops — chase value.
• Log everything: deposits, returns, and performance.

Where to Start

Here are some platforms and resources worth checking:

• Hyperliquid — Perpetual DEX, possible airdrop
• Lighter — Perpetual DEX with confirmed airdrop

Keep an eye on whitelisted beta invites, as access may be limited!

Final Thoughts

If you're new to DeFi with limited funds and time, you don't need to gamble to grow. The key lies in combining yield generation with airdrop hunting, all while keeping most of your capital in stable, manageable positions.

In under 3 hours per week, you can:

• Earn double-digit APRs on stablecoins
• Accumulate potential airdrops
• Learn how DeFi really works

Stay disciplined, track everything, and iterate. Remember: DeFi rewards the curious, the early, and the consistent.

What's Your Move?

Would you tweak the allocations? Know another DEX with strong airdrop potential? Drop your thoughts in the comments and let's build smarter together.

source: https://raglup.medium.com/how-to-turn-1-000-and-3-hours-a-week-into-serious-defi-yields-without-gambling-8502e814033f?source=rss-f56f44caad34------2

How to Turn $1,000 and 3 Hours a Week into Serious DeFi Yields (Without Gambling)

DeFi is an ocean of opportunities, but also a minefield of risks. If you're entering this space with only $1,000 and limited time, the worst thing you can do is gamble it all on speculative tokens. Instead, what you need is a deliberate, strategic approach that maximizes learning, minimizes exposure, and sets you up for long-term success.

This article outlines a practical DeFi plan tailored to those with small capital and tight schedules. You'll discover low-risk strategies, smart airdrop farming, effective liquidity provision, and how to earn passive income with minimal active management — all while building exposure to future opportunities.

Step 1: Start Slow — Your First Rule

If $1,000 is all you can allocate, then it's precious. Don't rush. The first priority is to learn how DeFi works using small amounts — think $10 or $20 — before committing real capital.

Key points:

• Spend time testing wallets, bridges, swaps, and networks.
• Track protocols that offer airdrop points for usage.
• Join community Discords, follow dev teams, and read whitepapers.

"Speed is irrelevant if you're going in the wrong direction."

Step 2: Explore the DeFi Toolbox

Here are the core strategies available in DeFi today:

Lending Platforms (Low Risk)

• Supply stablecoins and earn interest.
• Optional: Borrow against your collateral and re-deposit (looping).

Delta-Neutral Strategies (Medium Risk)

• Long and short the same asset across two platforms.
• Capture funding rate spreads while avoiding market exposure.

Semi-Delta Neutral (Medium-High Risk)

• Slight market exposure with added rewards potential.

Liquidity Pools (Variable Risk)

• Provide tokens to trading pools and earn fees.
• Use full-range LPs (passive) or concentrated LPs (active).

Strategy Spectrum by Risk/Time:

Step 3: Delta-Neutral Yield + Airdrop Farming

Earn APR now + a potential future airdrop — the holy grail of DeFi.

Open mirrored positions across two perpetual DEXes:

• SHORT on one DEX (e.g., Hyperliquid)
• LONG on another DEX (e.g., Lighter)

Example:

• Asset: SUI
• Hyperliquid: SHORT, earning 10.95% APR
• Lighter: LONG, earning -32% APR (you get paid)

Both positions should be set with:

• Matching amounts (e.g., $250 each)
• Matching Stop Loss and Take Profit (inverted)

Bonus:

You earn points on Lighter (confirmed airdrop) and potentially on Hyperliquid (based on past behavior).

Pro tip: Maintain positions open longer to maximize airdrop points. It's not just about volume.

Time commitment: ~10–15 minutes/day

Step 4: Add Liquidity to Blue Chip Pools with Airdrop Potential

Use concentrated liquidity (Uniswap V3-style) on promising DEXs:

• Example: Momentum DEX on SUI network
• Pool: SUI/USDC
• APR: Up to 100%
• Multiplier: x2 points for upcoming airdrop

Why this works:

• SUI is a top-15 token ("blue chip")
• Less volatility than meme coins
• Good APR + future airdrop potential

State Diagram — Risk & Reward

Step 5: Optional High-Risk High-Reward LP

Allocate the last $250 to a low-cap token LP on a growing L2 (e.g., Base):

• Project: Real utility (not meme)
• APR: Up to 1,000%
• Token: Small cap (~$5M market cap)

This is NOT for everyone.

Expect volatility, impermanent loss, and wild swings. But if chosen wisely, these LPs can deliver outsized short-term returns.

Suggested Portfolio Breakdown

Portfolio Stats:

• 75% of capital in stablecoin pairs
• 25% exposed to token volatility (blue chip + speculative)
• Balanced between current income and future potential

Tips for Success

• Use stop-loss and take-profit to avoid surprises.
• Track APR and adjust positions weekly.
• Don't just chase airdrops — chase value.
• Log everything: deposits, returns, and performance.

Where to Start

Here are some platforms and resources worth checking:

• Hyperliquid — Perpetual DEX, possible airdrop
• Lighter — Perpetual DEX with confirmed airdrop

Keep an eye on whitelisted beta invites, as access may be limited!

Final Thoughts

If you're new to DeFi with limited funds and time, you don't need to gamble to grow. The key lies in combining yield generation with airdrop hunting, all while keeping most of your capital in stable, manageable positions.

In under 3 hours per week, you can:

• Earn double-digit APRs on stablecoins
• Accumulate potential airdrops
• Learn how DeFi really works

Stay disciplined, track everything, and iterate. Remember: DeFi rewards the curious, the early, and the consistent.

What's Your Move?

Would you tweak the allocations? Know another DEX with strong airdrop potential? Drop your thoughts in the comments and let's build smarter together.

source: https://raglup.medium.com/how-to-turn-1-000-and-3-hours-a-week-into-serious-defi-yields-without-gambling-8502e814033f?source=rss-f56f44caad34------2

Cooperation Offer.

Hello!<br>
As you can see, this is not a formal email, and unfortunately, it does not mean anything good for you. <br>
BUT do not despair, it is not critical. I am going to explain to you everything right now. <br>
<br>
I have access to your electronic devices, which are the part of the local network you regularly use. <br>
I have been tracking your activity for the last few months. <br>
<br>
How did that happen?<br>
You visited some hacked websites with Exploit, and your device was exposed to my malicious software (I bought it in Darknet from specialists in this field).<br>
This is a very complex software, operating as Trojan Horse. It updates regularly, and your antivirus can not detect it. <br>
The program has a keylogger; it can turn your camera and microphone on and off, send files and provide access to your local network. <br>
<br>
It took me some time to get access to the information from other devices, and as of now, I have all your contacts with conversations, info about your locations, what you like, your favourite websites, etc. <br>
Honestly, I meant nothing bad at first and did that just for fun. This is my hobby. <br>
<br>
But I got HIV and unfortunately lost my job. <br>
And I figured out how to use "my hobby" to get money from you! <br>
I recorded a video of you masturbating. This video has a separated screen, where you can be easily recognised; also, it can be clearly seen what sort of video you prefer. <br>
Well, I am not proud of this, but I need money to survive. <br>
<br>
Let's make a deal. You pay me as much as I ask you to, and I won't send this video to your friends, family, and other acquaintances. <br>
You should understand, this is not a joke. I can send it by email, through SMS-link, social media, even post it in mass media (I have got some hacked accounts of their admins).<br>
So you can become Twitter or Instagram "Star"! <br>
<br>
To avoid this, you should send me 1,290 USD in Bitcoins on my BTC wallet:1PserZTMVttdiUno9SQi6gJjSyhAnFwP2Q<br>
<br>
If you don't know how to use Bitcoins, search it in Bing or Google <<how can I purchase Bitcoins>> or other stuff like that. <br>
I will delete the video as soon as I receive the money. I will also delete the malicious software from your device, and you will never hear from me again. <br>
I'll give you 2 days, that's more than enough, I think. Time tracking will start as soon as you open this email, I am monitoring this! <br>
<br>
And one last thing:<br>
It makes no sense to report about this to the police since I am using TOR, so there is no way to track Bitcoin transactions. <br>
Don't respond to me (I generated this letter in your account and put the real address of the man who has no idea about this). In such a way, I make it impossible to track me.<br>
<br>
If you ever do something stupid or against my expectations, I will immediately share this video. <br>
Good luck!<br>

Hackers have access to your device. Check details ASAP!

Hello there
Let me introduce myself first - I am a professional programmer, who specializes in hacking during my free time.
This time you were unlucky to become my next victim and I have just hacked the Operating System and your device.

I have been observing you for several months.
To put things in a simple way, I have infected your device with my virus while you were visiting your favorite adult website.

I will try to explain the situation in more details, if you are not really familiar with this kind of situations.
Trojan virus grants me with full access as well as control of your device.
Hence, I can see and access anything on your screen, switch on the camera and microphone and do other stuff, while you don't even know that.

In addition, I also accessed your whole contacts list at social networks and your device too.

You may be questioning yourself - why didn't your antivirus detect any malicious software until now?

- Well, my spyware uses a special driver, which has a signature that is updated on a frequent basis, hereby your antivirus simply cannot catch it.

I have created a videoclip exposing the way you are playing with yourself on the left screen section, while the right section shows the porn video that you were watching at that point of time.
Few clicks of my mouse would be sufficient to forward this video to all your contacts list and social media friends.
You will be surprised to discover that I can even upload it to online platforms for public access.

The good news is that you can still prevent this from happening:
All you need to do is transfer $1350 (USD) of bitcoin equivalent to my BTC wallet (if you don't know how to get it done,
do some search online - there are plenty of articles describing the step-by-step process).

My bitcoin wallet is (BTC Wallet): 1P1bn4uPCHUctJLegmFEL1vwiRmVnTX5YY

Once I receive your payment, I will delete your kinky video right away, and can promise that is the last time you hear from.
You have 48 hours (2 days exactly) to complete the payment.
The read notification will be automatically sent to me, once you open this email, so the timer will start automatically from that moment.

Don't bother trying to reply my email, because it won't change anything (the sender's email address has been generated automatically and taken from internet).
Don't try to complain or report me either, because all my personal information and my bitcoin address are encrypted as part of blockchain system.
I have done my homework.

If I discover that you have tried forwarding this email to anyone, I will right away share your kinky video to public.

Let's be reasonable and don't make any stupid mistakes anymore. I have provided a clear step-by-step guide for you.
All you need to do is simply follow the steps and get rid of this uncomfortable situation once and for all.

Best regards and good luck.

PM Certification FastTrack VIP

PM Certification News

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